Author: Siddharth Upadhyaya

Invest now to Gain later

#TheFinancialWellnessSeries If you are planning on long-term financial gains, your savings account is the last resort. With the meager rates of interest on offer, you are unlikely to become an armchair millionaire with your  return on investment that is proportional to risk. If you’re considering entering the stock market, consider this your survival guide. Here are some basic tips to help you win. Step 1. Divide Your Portfolio In investment, as in life, spread your risk. Pour your funds into an array of financial instruments – including bonds, mutual funds and securities – across markets. A rule of thumb for...

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Workplace Safety Checks You Can’t Afford to Ignore

Workplace inspections form an important part of the safety framework of an organization, helping to prevent perilous injuries and illnesses by bringing hazards to the fore. There are myriad factors that must be considered while carrying out workplace inspection, from considering employees’ concerns and evaluating past reported incidents to reviewing existing hazard controls. All these factors can be broadly classified into three key categories: environment, equipment, and process flow. While the environment encompasses elements like lighting, temperature, sound, and ventilation, process flow pertains to the relationship between employees and environmental fixtures during work-related tasks. Workplace Inspection Programs A workplace...

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Workplaces need to raise bar for employees’ mental wellbeing

Constituents of employee wellbeing comprise: physical, mental, emotional and financial. Occupational health has long been a point of debate in corporate circles that are focused on mental and physical health. Making wellness a priority at the workplace creates a good culture, considering that employees spend up to 60 per cent of their waking hours at work. For employers, a wellness program can reap a bouquet of benefits, including reduced healthcare costs, lower insurance premium, lesser absenteeism and better employee productivity. There is evidence to conclude that employees in companies that have focus on wellness are likely to foster a...

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How Employers Can Curb Depression at the Workplace

It’s likely that you know somebody with depression. It’s also likely that you have no idea they have it. Depression is a shrouded, shunned subject, and yet, researchers approximate that 1 in 4 adults fall prey to a mental health issue at some point in their careers. Recently, the World Economic Forum forecasted the global economic impact of mental illness between 2011 and 2030 to stand at a whopping $16.3 trillion. Projections like these have raised the stakes for employers globally, compelling them to reconsider their workplace policies and reevaluate their organizational support ecosystem. Yet, with most depression victims...

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International Literacy Day: An Informed World is a Better World

8th September was declared as the International Literacy Day by UNESCO on October 26, 1966. It is celebrated to highlight the importance of literacy to individuals, communities and societies. It is also an opportunity for governments, civil societies and stakeholders to highlight and strive for improvements, and work on the remaining literacy challenges that still exist in the world. While achieving 100% literacy rate is a top priority for Indians, health literacy is also important. Importance of Health Literacy Health literacy is defined as the capacity to gain, process, and implement the basic health information we receive to make...

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